What You Need To Know About Concessions

Written by Marathon Florida Keys Mortgage on August 12, 2025. Posted in For Sellers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Now that there are more homes for sale, buyers have more options. And sellers need to be more flexible to close the deal.

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3 Advantages of Buying a Newly Built Home Today

Written by Marathon Florida Keys Mortgage on August 5, 2025. Posted in Affordability, Buying Tips, For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates, New Construction.

Some Highlights Prices, rates, and finding the right home are three of the biggest challenges for buyers today. You may find better luck with all 3 if you look at newly built homes. There are more available. Builders are more flexible on prices right now. And people who buy new homes tend to get lower rates in this market thanks to the incentives builders can offer. Connect with an agent if you want to see the new builds available in and around your area.

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Home Price Forecasts for the Second Half of 2025

Written by Marathon Florida Keys Mortgage on July 29, 2025. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights With all the headlines circulating recently, you may be wondering what’s next for home prices? Here’s what the expert forecasts say. Home prices are still forecast to rise nationally this year, just at a much slower pace. But price trends are going to vary by area. To have a quick conversation about what’s happening in your local market, connect with a real estate agent.

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The Latest Mortgage Rate Forecasts

Written by Marathon Florida Keys Mortgage on July 22, 2025. Posted in For Buyers, For Sellers, Forecasts, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

Some Highlights If you’re tempted to delay your move in hope that mortgage rates will come down, you may want to rethink that strategy based on the latest forecast. Experts say mortgage rates are projected to stay in the 6s this year. So don’t expect a big drop. If you want to talk about what this means for your move, connect with a real estate agent. As forecasts change, having an expert who can keep you updated is essential.

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The 5-Year Rule for Home Prices

Written by Marathon Florida Keys Mortgage on July 15, 2025. Posted in For Buyers, For Sellers, Home Prices, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights If recent home price headlines have you feeling worried, here’s some perspective.?? Home values almost always go up in the long run. ?And the long-term gains offset any short-term dips. Basically, if you plan to live there for 5 or more years, you should be able to buffer yourself against any short-term declines. Connect with an agent to have a conversation about what’s happening with prices in your market.

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Should You Buy a Vacation Home?

Written by Marathon Florida Keys Mortgage on July 8, 2025. Posted in For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights Now that summer’s here, you may be planning your next getaway. But what if you didn’t have to? ? Buying a vacation home means having a built-in escape you can use year after year. It gives you the chance to generate rental income and have a go-to retirement destination in the future. If you’re dreaming of owning your own slice of paradise, connect with an agent to see if you can make it happen this summer.?

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Top 5 Reasons To Hire a Real Estate Agent When You Sell

Written by Marathon Florida Keys Mortgage on July 1, 2025. Posted in Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights The right agent doesn’t just list your house – they help you sell smarter, faster, and with fewer surprises. With an agent’s help, you’ll know what’s happening in your local market and how to price your house right. You’ll feel confident filling out complex legal documents and at the negotiation table. And that’s priceless. Connect with an agent so you have that expertise on your side.?

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Why Your Home’s Asking Price Matters More Today

Written by Marathon Florida Keys Mortgage on June 24, 2025. Posted in Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights A growing number of homeowners are overestimating today’s market. ?And that’s why the number of sellers dropping their price is back at normal levels.? A lot of the time this is happening because they’re not paying attention to current conditions. The best way to avoid that mistake? Lean on the expertise of an agent. If you want a proven pricing strategy that works for today’s market, connect with a local agent.

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What You Really Need To Know About Down Payments

Written by Marathon Florida Keys Mortgage on June 17, 2025. Posted in Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a boost, look into down payment assistance. Most first-time buyers qualify and the typical benefit is $17,000. To learn more about loan options or down payment assistance programs, connect with a trusted lender and check out downpaymentresource.com.

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You May Have Enough Equity To Downsize and Buy Your Next House in Cash

Written by Marathon Florida Keys Mortgage on June 13, 2025. Posted in Downsize, Equity, For Sellers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Senior Market.

Some Highlights Have you been holding off on downsizing? If so, you should know your equity could make your move possible. Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment. To find out how much equity you have in your current house, connect with a local agent. Because it may be enough to fuel your move.

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The Big Difference Between a Homeowner’s and a Renter’s Net Worth

Written by Marathon Florida Keys Mortgage on June 6, 2025. Posted in Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters. But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, connect with a local agent.?

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Home Projects That Add the Most Value

Written by Marathon Florida Keys Mortgage on May 30, 2025. Posted in Agent Value, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Some Highlights Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. ?Because not all of them will be worth it. Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs. Connect with a local agent so you know which projects are actually worthwhile.?

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Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row

Written by Marathon Florida Keys Mortgage on May 23, 2025. Posted in Economy, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights In a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now. That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty. If you’ve been trying to decide if it makes sense to buy a home today, connect with an agent to talk about the programs that can help you become a homeowner.

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Housing Market Forecasts for the Second Half of 2025

Written by Marathon Florida Keys Mortgage on May 16, 2025. Posted in Buying Tips, For Buyers, Forecasts, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

Some Highlights Are you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you. Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate. Want to know what this could mean for your plans? Connect with a local agent and talk through it together.

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Why You’ll Want a Home Inspection

Written by Marathon Florida Keys Mortgage on May 9, 2025. Posted in Buying Tips, For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights Once your offer is accepted, an inspector will assess the condition of the house, including things like the roof, foundation, plumbing, and more. That information is incredibly important and paves the way for you to re-negotiate with the seller, as needed. So, you don’t want to skip this step. An inspection is your chance to avoid costly headaches and get peace of mind. Connect with an agent to talk about other ways to make your offer stand out.

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Your Home Equity Could Make Moving Possible

Written by Marathon Florida Keys Mortgage on May 2, 2025. Posted in Equity, For Sellers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Some Highlights Thanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity. Once you sell, you can use it to fund your down payment on your next home or maybe even to buy a smaller house in cash. If you want to find out how much equity you have, connect with an agent. Because it may make a move a lot more feasible than you’d think.?

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You Finally Have More Options for Your Move

Written by Marathon Florida Keys Mortgage on April 25, 2025. Posted in For Buyers, Infographics, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights If you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again. ? There’s a much wider selection of homes for sale, with more fresh listings hitting the market each month. With more options come more possibilities. Connect with an agent if you want to see what’s available in your area.?

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If the Asking Price Isn’t Compelling, It’s Not Selling

Written by Marathon Florida Keys Mortgage on April 18, 2025. Posted in For Sellers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Some Highlights Unfortunately, a lot of sellers today are setting their asking price too high. That’s leading to an uptick in price cuts.? Some of the most common reasons this is happening are that they’re not paying attention to current market conditions or they’re trying to leave room for negotiation. The best way to avoid this mistake? Connect with an agent to make sure your house is priced to pull people in, not push them away.

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A Recession Doesn’t Mean a Housing Crisis

Written by Marathon Florida Keys Mortgage on April 11, 2025. Posted in Economy, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

Some Highlights There’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us. While you may remember the price crash in 2008, that’s not the norm. Looking back all the way to 1980, home prices usually rise and mortgage rates tend to fall. If you have questions about buying or selling a home in today’s market, connect with a real estate agent.

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Things To Avoid After You Apply for a Mortgage

Written by Marathon Florida Keys Mortgage on April 4, 2025. Posted in Buying Tips, For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights Once a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don’t make any big changes that could affect your mortgage application. Here are a few tips. Don’t change bank accounts or apply for new credit. And this one may surprise you, don’t buy appliances or furniture for your next home yet either. The best tip of all? Before you do anything financial in nature, talk to your lender first.

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National Housing Trends To Watch

Written by Marathon Florida Keys Mortgage on March 28, 2025. Posted in Home Prices, Infographics, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights At a national level, the housing market has shifted over the past year. There are more homes for sale, price growth has moderated, and homes are taking a little longer to sell. Do you want to know how your area compares? Connect with a real estate agent to go over what’s happening locally and what this means for you.

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Your Roadmap to Homeownership

Written by Marathon Florida Keys Mortgage on March 21, 2025. Posted in Agent Value, Buying Tips, First-Time Buyers, For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights Buying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference. ? From building your dream team to getting pre-approved, house hunting, and signing the papers on closing day – each milestone is an achievement. Your journey starts here. Connect with an agent so you have help every step along the way.?

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Category: Infographics