3 Reasons To Buy a Home This Summer

Written by Marathon Florida Keys Mortgage on June 19, 2025. Posted in Buying Tips, For Buyers, Home Prices, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize: This summer might actually be the best time to buy in years. Here are three big reasons why. 1. You Have More Negotiating Power After several years of sellers having all the leverage, things are starting to shift. Check out the graph below. It uses data from Redfin to show that right now, there are more sellers active in the market than buyers: Take a look at what happened back in...

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Is Inventory Getting Back To Normal?

Written by Marathon Florida Keys Mortgage on June 11, 2025. Posted in For Buyers, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. Nationally, inventory is growing, and that gives you more options for your move. But here’s what you need to know. That level of growth is going to vary based on where you live. And that’s why you need an agent’s local market expertise. Here’s a quick rundown of the current inventory situation, so you know what’s happening and what to expect. Significant Growth Across the Nation Nationally, the number of homes for sale is rising – and that’s true in all regions of the country....

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More Homes for Sale Isn’t a Warning Sign – It’s Your Buying Opportunity

Written by Marathon Florida Keys Mortgage on May 21, 2025. Posted in For Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Maybe you’ve heard the number of homes for sale has reached a recent high. And it might make you question if this is the start of another housing market crash. But the reality is, the data proves that’s just not the case. In most areas, more inventory isn’t bad news. It’s actually a sign of the market returning to a more stable, healthy place. What’s Going on With Inventory? Based on the latest data from Realtor.com, inventory just hit its highest point since 2020, shown with the white line in the graph below. But what you need to realize is, at the same time, inventory levels still...

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A Tale of Two Housing Markets

Written by Marathon Florida Keys Mortgage on April 30, 2025. Posted in For Buyers, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

For a long time, the housing market was all sunshine for sellers. Homes were flying off the shelves, and buyers had to compete like crazy. But lately, things are starting to shift. Some areas are still super competitive for buyers, while others are seeing more homes sit on the market, giving buyers a bit more breathing room. In other words, it’s a tale of two markets, and knowing which one you’re in makes a huge difference when you move. What Is a Buyer’s Market vs. a Seller’s Market? In a buyer’s market, there are a lot of homes for sale, and not as many people buying. With fewer buyers...

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Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again

Written by Marathon Florida Keys Mortgage on April 28, 2025. Posted in For Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great. Inventory was too low, prices were too high, and mortgage rates were bouncing all over. That made it really hard to find a home you loved – and could afford. And why sell if you’re not sure where you’re going to go? But here’s the thing: the market’s shifting. And it might be time to hit play again. The Inventory Sweet Spot More homeowners are jumping back into their search to make a move this year. Builders are finishing more...

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You Finally Have More Options for Your Move

Written by Marathon Florida Keys Mortgage on April 25, 2025. Posted in For Buyers, Infographics, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights If you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again. ? There’s a much wider selection of homes for sale, with more fresh listings hitting the market each month. With more options come more possibilities. Connect with an agent if you want to see what’s available in your area.?

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Do You Think the Housing Market’s About To Crash? Read This First

Written by Marathon Florida Keys Mortgage on April 16, 2025. Posted in Economy, Home Prices, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Lately, it feels like a lot of people have been asking the same question: “Is the housing market about to crash?” If you’ve been scrolling through social media or watching the news, you might have seen some pretty scary headlines yourself. That’s why it’s no surprise that, according to data from Clever Real Estate, 70% of Americans are worried about a housing crash in 2025. But before you hit pause on your plans to buy or sell a home, take a deep breath. The truth is: the housing market isn’t about to crash – it’s just shifting. And that shift actually works in your favor. Today’s...

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The Truth About Newly Built Homes and Today’s Market

Written by Marathon Florida Keys Mortgage on April 8, 2025. Posted in Agent Value, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Headlines are talking about the inventory of new homes and how we’re back at the levels not seen since 2009. And maybe you’re reading that and thinking: oh no, here we go again. That’s because you remember the housing crash of the late 2000s and you’re worried we’re repeating the same mistakes. But before you let fear take hold, remember: headlines are designed to be clickbait. And a lot of the time, they do more to terrify than clarify. That’s because they don’t always give you all the context you need. So, let’s take a step back and look at what the data really says. Why This Isn’t Like...

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House Hunting Just Got Easier – Here’s Why

Written by Marathon Florida Keys Mortgage on April 7, 2025. Posted in Buying Tips, For Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

If you’ve been frustrated by the lack of homes for sale over the past few years, here’s some good news. You have more options, so it may finally be time to kick off your home search again. As Daryl Fairweather, Chief Economist at Redfin, explains: “Now is the best time to buy in the last two years. Mortgage rates are comparable to what they were two years ago, and prices remain high. However, there is significantly more inventory . . .” The number of homes for sale has grown compared to last year, and even more options are on the way. While this is typical for the busy spring season,...

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Townhomes: A Smart Solution for Today’s First-Time Buyers

Written by Marathon Florida Keys Mortgage on April 2, 2025. Posted in First-Time Buyers, For Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Buying your first home in today’s market can feel tough. Between high home prices and mortgage rates, affordability is still a big challenge. And some buyers are making one simple trade-off that’s getting them in the door faster: square footage. According to the National Association of Home Builders (NAHB), 35% of buyers are willing to purchase something smaller to make homeownership happen. And one place you can usually find a smaller footprint (and sometimes better affordability) is in townhomes. Why Townhomes Are Gaining Popularity Townhomes typically cost less than single-family homes...

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Paused Your Moving Plans? Here’s Why It Might Be Time To Hit Play Again

Written by Marathon Florida Keys Mortgage on March 31, 2025. Posted in For Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Last year, 70% of buyers abandoned their home search – and maybe you were one of them. It makes sense. Inventory was low, prices were high, and mortgage rates were up and down like a rollercoaster. All of that made it really hard to find a home you loved – and could afford. But guess what? The market is shifting. So, if you paused your moving plans in 2024, it might be time to hit play again. Here’s why. More Inventory Opens Up More Options Even if you could make the numbers work, the lack of available homes in recent years probably made it hard to come by something that fit your needs....

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National Housing Trends To Watch

Written by Marathon Florida Keys Mortgage on March 28, 2025. Posted in Home Prices, Infographics, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights At a national level, the housing market has shifted over the past year. There are more homes for sale, price growth has moderated, and homes are taking a little longer to sell. Do you want to know how your area compares? Connect with a real estate agent to go over what’s happening locally and what this means for you.

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Is the Housing Market Starting To Balance Out?

Written by Marathon Florida Keys Mortgage on March 13, 2025. Posted in For Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

For years, sellers have had the upper hand in the housing market. With so few homes for sale and so many people who wanted to purchase them, buyers faced tough competition just to get an offer accepted. But now, inventory is rising, and things are starting to shift in many areas. So, is the market finally balancing out? And does that mean buyers will have it a bit easier now? Here’s what you need to know. What Makes It a Buyer’s Market or a Seller’s Market? It all comes down to how many homes are for sale in an area compared to how many buyers want to buy there. That’s what ultimately...

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Are Investors Actually Buying Up All the Homes?

Written by Marathon Florida Keys Mortgage on February 25, 2025. Posted in Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Are you trying to buy a home but you feel like you’re up against deep-pocketed Wall Street investors snatching up everything in sight? Many people believe mega investors are driving up prices and buying up all the homes for sale, and that’s making it hard for regular buyers like you to compete. But here’s the truth. Investor purchases are actually on the decline, and the big players aren’t nearly as active as you might think. Let’s dive into the facts and put this myth to rest. Most Investors Are Small, Not Mega Investors A common misconception is that massive institutional investors are...

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Seller Concessions: A Smart Strategy To Get Your House Sold

Written by Marathon Florida Keys Mortgage on February 20, 2025. Posted in For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

For the past few years, it’s been mostly a seller’s market. But dynamics are shifting as the number of homes for sale grows. And that means that the market is balancing out a bit. As a result, some sellers are finding they need to be more flexible to close a deal. One strategy that can help? Offering concessions. As the National Association of Realtors (NAR) explains: “As home inventory begins to grow and buyers regain some advantage in the market, sellers may consider offering more in negotiations to make the deal more attractive and get to the closing table.” What Are Seller...

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Are You Asking Yourself These Questions About Selling Your House?

Written by Marathon Florida Keys Mortgage on February 17, 2025. Posted in For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some homeowners hesitate to sell because they’ve got unanswered questions that hold them back. But a lot of times their concerns are based on misconceptions, not facts. And if they’d just talk to an agent about it, they’d see these doubts aren’t necessarily a hurdle at all. If uncertainty is keeping you from making a move, it’s time to get the real answers. The ones you deserve. And to take the pressure off, you don’t have to ask the questions, because here’s the data that answers them. 1. Is It Even a Good Idea To Move Right Now? If you own a home already, you may be tempted to wait...

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Buyer Bright Spot: There Are More Homes on the Market

Written by Marathon Florida Keys Mortgage on February 4, 2025. Posted in Buying Tips, For Buyers, Forecasts, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

The past few years have been challenging for homebuyers, especially with higher home prices and mortgage rates. And if you’re trying to buy a home, it’s easy to worry you won’t be able to find something in your budget. But here’s what you need to know. The number of homes for sale has grown a whole lot lately and that’s true for both existing (previously lived-in) and newly built homes. Here’s a look at those two bright spots for buyers right now and why they may make it a bit easier to find the home you’re been looking for. 1. There Are 22% More Existing Homes for Sale Data from...

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What’s Motivating More Buyers To Choose a Newly Built Home?

Written by Marathon Florida Keys Mortgage on December 26, 2024. Posted in For Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Planning to buy a home soon? Why not go for something brand-new? Because data shows a lot more buyers are seeing the appeal of new home construction these days – and you may find out it’s what you want too. The National Association of Realtors (NAR), explains that newly built homes accounted for 15% of all homes sold last year. That’s a significant increase, and is actually the highest percentage in 17 years (see graph below): To get a closer look at why so many people are opting for a brand-new home, NAR surveyed recent buyers. And here are the top reasons why new builds gained so much...

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More Starter Homes Are Hitting the Market

Written by Marathon Florida Keys Mortgage on December 17, 2024. Posted in First-Time Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

More entry-level homes – also known as starter homes – are popping up on the market. And after several years with very few homes available to buy and prices rising, there are finally some more options for first-time buyers. Inventory Is Increasing – Especially at Lower Price Points Over the past year, the total supply of homes for sale has improved. According to Realtor.com, in November there were 26.2% more homes for sale compared to this time last year, marking 13 months of inventory growth and the most homes available since December of 2019. Interestingly, the growth isn’t spread evenly...

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The Top 2 Reasons To Look at Newly Built Homes

Written by Marathon Florida Keys Mortgage on December 12, 2024. Posted in Buying Tips, First-Time Buyers, For Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

When planning a move, a newly built home might not be the first thing that comes to mind. But with more brand-new homes on the market and builders focusing on smaller, more affordable options, this type of home may just be the key to crossing the homebuying finish line. Here’s why a new build is worth considering – and how an agent can help you find one that meets your needs and your budget. 1. More Newly Built Homes Are Available Right Now First, let’s break down the types of homes on the market. A newly built home is a house that was just built or is under construction. On the...

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What Will It Take for Prices To Come Down?

Written by Marathon Florida Keys Mortgage on December 10, 2024. Posted in Affordability, Home Prices, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

You may be wondering if home prices are going to crash. And believe it or not, some people might even be hoping this happens so they can finally purchase a more affordable home. But experts agree that’s not what’s in the cards – and here’s why. There are more people who want to buy a home than there are homes available to purchase. That’s what drives prices up. Let’s break that down and explore why, nationally, home prices aren’t going to be coming down anytime soon. Prices Depend on Supply and Demand The housing market works like any other market – when demand is high...

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Why This Winter Is the Sweet Spot for Selling

Written by Marathon Florida Keys Mortgage on December 6, 2024. Posted in For Sellers, Infographics, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights Thinking about selling your house? Here are a few reasons why you may want to do it this season. Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out. While inventory is higher this year than it’s been in the last few winters, you’ll still be in this year’s sweet spot.

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Category: Inventory