3 Things That Are Not Going To Happen in Today’s Housing Market

Written by Marathon Florida Keys Mortgage on April 23, 2026. Posted in For Buyers, Home Prices, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision. A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again: Mortgage rates The number of homes for sale Home prices But a lot of what you may be hearing on those is based more on misconceptions. Not facts. So, let’s break it down and separate fact from fiction. Misconception #1: “I’ll Just Wait, Because Mortgage Rates Are Going To Fall...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

More Options Are Popping Up This Spring

Written by Marathon Florida Keys Mortgage on April 22, 2026. Posted in For Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Did you try to buy a home last year, but you ended up pressing pause? Maybe you couldn’t find a home that really fit your needs. Or maybe the ones you liked just weren’t affordable. According to a recent survey from NerdWallet, those were the top two reasons buyers gave up on their search in 2025. But this Spring, there’s one trend that could help fix both of those frustration points: more homes are hitting the market. The Number of Fresh Listings Is Almost 2x Higher Than a Few Months Ago Data from Realtor.com shows there are nearly 2x as many new listings hitting the market today as...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

The 10 Best Markets for First-Time Buyers This Spring

Written by Marathon Florida Keys Mortgage on April 20, 2026. Posted in Affordability, First-Time Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

For a while, buying your first home hasn’t just felt hard. It may have felt out of reach. Not because you weren’t ready. Not because you weren’t trying. But because every time you ran the numbers, they didn’t work. That’s why so many first-time buyers stepped back. But after years of sitting on the outside looking in, this Spring could give buyers like you an opening again – especially in some markets. Metros Where Buyers May Have an Easier Time Breaking into the Market Zillow just released a list of the top 50 metros for first-time buyers this Spring. And here’s a quick snapshot of the...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Inventory Is Making a Comeback in 2026

Written by Marathon Florida Keys Mortgage on February 11, 2026. Posted in For Buyers, Forecasts, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

After a long stretch where buyers were competing for too few homes, inventory has made a comeback over the past year. And depending on where you live, that’s opening up your options in a meaningful way. According to Realtor.com, the number of homes available for sale in January was the highest it’s been since 2020. Here’s why that’s such a big deal. Getting back to pre-pandemic levels signals a slow and steady return to what’s typical: Now, it’s worth noting, nationally we’re not there yet – and having more inventory improving won’t suddenly “fix” the market. But the growth we’ve seen...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Expert Forecasts Point to Affordability Improving in 2026

Written by Marathon Florida Keys Mortgage on January 9, 2026. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news? It’s finally happening. In 2025, affordability was the best it’s been in 3 years. And experts agree the momentum will keep going in 2026. And that’s based on their analysis of the key factors shaping the housing market in the year ahead: mortgage rates, inventory, and home prices....

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Why Selling Your House This Winter Gives You an Edge

Written by Marathon Florida Keys Mortgage on December 10, 2025. Posted in For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Spring gets all the attention, but it’s not always the best time to sell a house. Yes, more buyers show up, but so do a lot of other sellers.

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

The 3 Housing Market Questions Coming Up at Every Gathering This Season

Written by Marathon Florida Keys Mortgage on December 3, 2025. Posted in Affordability, For Buyers, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Whether it’s at a family gathering, your company party, or catching up with friends over the holidays, the housing market always finds its way into the conversation. Here are the top three questions on a lot of people’s minds this season, and straightforward answers to help you feel more confident about the market. 1. “Will I even be able to find a home if I want to move?” Yes, more than you could a year or two ago. The number of homes for sale has been rising over the past few years. According to data from Realtor.com, there have been more than one million homes on the market for six...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

4 Reasons Your House Is High on Every Buyer’s Wish List This Season

Written by Marathon Florida Keys Mortgage on November 24, 2025. Posted in For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

When the holidays roll around, travel plans, family gatherings, and all the chaos of the season may make you think it’s better to pull your listing off the market or to wait until 2026 to sell your house. But here’s the thing. Waiting could mean missing out on a great window of opportunity. Because while other sellers are stepping away, you can lean in – and that might actually give you the edge. Here are 4 reasons selling now may be the better bet. 1. Buyers This Time of Year Are Serious Don’t let the season fool you. While casual browsers tend to step back around the holidays, serious...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

The Housing Market Is Turning a Corner Going into 2026

Written by Marathon Florida Keys Mortgage on November 17, 2025. Posted in For Buyers, For Sellers, Forecasts, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market. Sellers are reappearing. Buyers are re-engaging. And for the first time in what feels like forever, there’s movement happening again. No, it’s not a surge. But it is a shift – and it’s one that could set the stage for a stronger year in 2026. So, what’s driving the comeback? Here are three big trends that are slowly breathing life back into the housing market right now. 1. Mortgage Rates Have Been Coming Down Mortgage rates are always going to have...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Are Builders Overbuilding Again? Let’s Look at the Facts.

Written by Marathon Florida Keys Mortgage on November 12, 2025. Posted in For Buyers, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, New Construction.

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have been busy. And it’s left some people wondering: Are we overbuilding like we did right before the 2008 housing crash? No matter what you may hear in the news, there’s no reason for alarm. In reality, data shows builders aren’t racing ahead, they’re actually starting to tap the brakes. Builders Are Pulling Back, Not Piling On Permits (applications to start building new homes) are one of the best early indicators for what’s next for home construction. And right now, building permits...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Thought the Market Passed You By? Think Again.

Written by Marathon Florida Keys Mortgage on October 30, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

If you stepped back from your home search over the past few years, you’re not alone – and you’re definitely not out of options. In fact, now might be the ideal time to take another look. With more homes to choose from, prices leveling off in many areas, and mortgage rates easing, today’s market is offering something you haven’t had in a while: options. Experts agree, buyers are in a better spot right now than they’ve been in quite a long time. Here’s what they have to say. Affordability Is Finally Improving Lisa Sturtevant, Chief Economist at Bright MLS, says affordability is finally...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Why Some Homes Sell Quickly – and Others Don’t Sell at All

Written by Marathon Florida Keys Mortgage on October 27, 2025. Posted in Agent Value, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

A few years ago, inventory hit a record low. Just about anything sold – and fast. But now, there are far more homes on the market. Listings are up almost 20% from this time last year. And in some areas, supply is even back to levels we last saw in 2017–2019. For sellers, that means one thing: Your house needs to stand out and grab attention from day one. That’s especially true when you consider why the number of homes for sale is up. Here’s how it works. Available inventory is a mix of: Active Listings: homes that have been sitting on the market, but haven’t sold yet New Listings: homes...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Why Buyers and Sellers Face Very Different Conditions Today

Written by Marathon Florida Keys Mortgage on September 24, 2025. Posted in For Buyers, For Sellers, Home Prices, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

There’s a new divide in housing right now. In some states, buyers are gaining ground. In others, sellers still have the upper hand. It all depends on where you live. Curious what’s happening in your state? These 3 maps show how the split is playing out across the country. In each one: Darker Shades of Blue = Buyer friendly Lighter Shades of Blue = Seller strong Inventory Sets the Stage While the number of homes for sale has improved pretty much across the board, how much growth we’ve seen can look dramatically different based on where you live. And that impacts who has the leverage...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Condos Could Be a Win for Today’s Buyers

Written by Marathon Florida Keys Mortgage on August 20, 2025. Posted in Affordability, Buying Tips, Downsize, First-Time Buyers, For Buyers, Home Prices, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Not every homebuyer wants the biggest house on the block. Some want something simpler, more affordable, and easier to maintain, especially in a market where every dollar counts. That’s where condos come in. For first-time buyers, they can be a smart way to get into homeownership without stretching your budget. For downsizers, they offer less space to maintain with the flexibility to stay in a great location. And right now, condos are one of the most buyer-friendly parts of the market. Condo Inventory Is Up, And That Means More Choice According to the National Association of Realtors...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Why Selling Without an Agent Can Cost You More Than You Think

Written by Marathon Florida Keys Mortgage on August 7, 2025. Posted in Agent Value, For Sale by Owner, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Cutting out the agent might seem like a smart way to save when you sell your house. But here’s the hard truth. Last year, homes that sold with an agent went for almost 15% more than those that sold without one. That gap is pretty hard to ignore. And with more homes on the market to compete with right now, selling on your own is a mistake that’s going to cost you. This Isn’t the Market for DIY Selling A few years ago, you might’ve gotten away with a “For Sale By Owner” (FSBO) sign in your yard, navigating the process on your own. That’s because homes were flying off the market and buyers...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Today’s Tale of Two Housing Markets

Written by Marathon Florida Keys Mortgage on July 28, 2025. Posted in Agent Value, For Buyers, For Sellers, Home Prices, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Depending on where you live, the housing market could feel red-hot or strangely quiet right now. The truth is, local markets are starting to move in different directions. In some places, buyers are calling the shots. In others, sellers still hold the power. It’s a tale of two markets. What’s a Buyer’s Market vs. a Seller’s Market? In a buyer’s market, there are more homes for sale and not as many buyers. That means homes sit longer, buyers have more negotiating power, and prices tend to soften as a result. It’s simple supply and demand. On the flip side, a seller’s market happens when...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Why a Newly Built Home Might Be the Move Right Now

Written by Marathon Florida Keys Mortgage on July 17, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Home Prices, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates, Move-Up, New Construction, Rent vs. Buy.

Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many buyers are overlooking new construction, it could be your best opportunity in today’s market. Here’s why. There are more brand-new homes available right now than there were even just a few months ago. According to the most recent data from the Census and the National Association of Realtors (NAR), roughly 1 in 5 homes for sale right now is new construction. So, if you’re not looking at newly built homes, you’re missing out on a big portion of what’s...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Selling and Buying at the Same Time? Here’s What You Need To Know

Written by Marathon Florida Keys Mortgage on July 9, 2025. Posted in Equity, For Buyers, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

If you’re a homeowner planning to move, you’re probably wondering what the process is going to look like and what you should tackle first: Is it better to start by finding your next home? Or should you sell your current house before you go out looking? Ultimately, what’s right for you depends on a lot of factors. And that’s where an agent’s experience can really help make your next step clear. They know your local market, the latest trends, and what’s working for other homeowners right now. And they’ll be able to make a recommendation based on their expertise and your...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

3 Reasons To Buy a Home This Summer

Written by Marathon Florida Keys Mortgage on June 19, 2025. Posted in Buying Tips, For Buyers, Home Prices, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize: This summer might actually be the best time to buy in years. Here are three big reasons why. 1. You Have More Negotiating Power After several years of sellers having all the leverage, things are starting to shift. Check out the graph below. It uses data from Redfin to show that right now, there are more sellers active in the market than buyers: Take a look at what happened back in...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Is Inventory Getting Back To Normal?

Written by Marathon Florida Keys Mortgage on June 11, 2025. Posted in For Buyers, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. Nationally, inventory is growing, and that gives you more options for your move. But here’s what you need to know. That level of growth is going to vary based on where you live. And that’s why you need an agent’s local market expertise. Here’s a quick rundown of the current inventory situation, so you know what’s happening and what to expect. Significant Growth Across the Nation Nationally, the number of homes for sale is rising – and that’s true in all regions of the country....

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

More Homes for Sale Isn’t a Warning Sign – It’s Your Buying Opportunity

Written by Marathon Florida Keys Mortgage on May 21, 2025. Posted in For Buyers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Maybe you’ve heard the number of homes for sale has reached a recent high. And it might make you question if this is the start of another housing market crash. But the reality is, the data proves that’s just not the case. In most areas, more inventory isn’t bad news. It’s actually a sign of the market returning to a more stable, healthy place. What’s Going on With Inventory? Based on the latest data from Realtor.com, inventory just hit its highest point since 2020, shown with the white line in the graph below. But what you need to realize is, at the same time, inventory levels still...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

A Tale of Two Housing Markets

Written by Marathon Florida Keys Mortgage on April 30, 2025. Posted in For Buyers, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

For a long time, the housing market was all sunshine for sellers. Homes were flying off the shelves, and buyers had to compete like crazy. But lately, things are starting to shift. Some areas are still super competitive for buyers, while others are seeing more homes sit on the market, giving buyers a bit more breathing room. In other words, it’s a tale of two markets, and knowing which one you’re in makes a huge difference when you move. What Is a Buyer’s Market vs. a Seller’s Market? In a buyer’s market, there are a lot of homes for sale, and not as many people buying. With fewer buyers...

#marathonflmortgage, #marathonflmortgagerates, #mortgagemarathonfl

Category: Inventory