Category: For Sellers

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To Sell or Rent? How To Choose the Best Path for Your House.

Written by Marathon Florida Keys Mortgage on October 26, 2026. Posted in Agent Value, For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Price It Right/Overpricing, Selling Tips.

Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan. But the reality is, while renting can work well for some people, it’s also a big commitment. So before you decide, it helps to see the whole picture first. Why Some Sellers Are Deciding To Rent Instead Lately, some sellers are choosing to hang on to their houses and rent them out instead. According to Parcl, around 9% of homes for rent right now were previously up for sale. Here’s why. Some homeowners put...

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Confused by Home Price Headlines? Here’s Why.

Written by Marathon Florida Keys Mortgage on October 26, 2026. Posted in Agent Value, For Buyers, For Sellers, Home Prices, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Whether you own a house already or you’re looking to buy one, you probably care about home prices. But it’s not always easy to figure out what’s really happening right now, especially if you look at the headlines. One says home prices are falling. The next says they’re still climbing. So, which one’s right? It comes down to where you live. What’s Really Going on with Asking Prices Part of the confusion out there may be based on what’s happening to asking prices and how the media is talking about it. They’re calling attention to how asking prices are falling, but don’t give the full context...

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Homes Are Still Selling – Even in a Slower Market

Written by Marathon Florida Keys Mortgage on October 26, 2026. Posted in For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

If you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell? While the latest numbers show sales picked up slightly in September, they’re still down compared to last year. But here’s the perspective the headlines can miss. Homes are still selling every single day. Because no matter what’s happening with mortgage rates or the economy, life keeps happening too. People get new jobs. Families grow. Relationships change. People retire, downsize, or need to move closer to the people they love. And those life changes create buyers...

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Why There are More Homes for Sale Right Now (and What It Means for You)

Written by Marathon Florida Keys Mortgage on October 26, 2026. Posted in Buying Tips, For Buyers, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Mortgage rates being back above 7% isn’t exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling. The number of homes for sale is growing faster than it was this time last year. And interestingly, the main reason isn’t a flood of new listings. It’s because homes aren’t selling as quickly. Here’s why – and what that means if you’re thinking about buying or selling. Inventory Growth Is Picking Up Steam According to HousingWire Data, after inventory growth slowed down for most of the past year, it’s accelerated again in...

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Renovate or Relocate? What To Know Before You Decide To Age in Place

Written by Marathon Florida Keys Mortgage on October 26, 2026. Posted in Downsize, For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips, Senior Market.

You’ve spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it’s natural to wonder if this is still the place you want to spend it. Whether you’re leaning toward staying in your house as you get older or moving to a 55+ community, the goal is the same: a home that fits the life you want, with more time for the people and things you love. So, here’s what to consider before you decide. What It Can Take To Stay Put Wanting to stay in a...

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Worried About a Housing Crash? The Numbers Tell a Calmer Story.

Written by Marathon Florida Keys Mortgage on August 27, 2026. Posted in For Buyers, For Sellers, Home Prices, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on. So, it’s understandable if you’ve been putting off buying or selling a home until things settle down. But you may be waiting on something that’s already happened. While everything else has felt shaky, the housing market has become one of the steadiest things out there. Look at the data. Home Prices Have Leveled Out After years of fast increases, data from the National Association of Realtors (NAR) shows...

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Most Home Sales Close – Here’s How To Keep Yours on Track

Written by Marathon Florida Keys Mortgage on August 27, 2026. Posted in Agent Value, Expired/Withdrawn/Canceled, For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window. But if you’re getting ready to sell, here’s what you should know. Even in today’s market, it rarely comes to that. Buyers who are moving at today’s rates and prices are generally moving because of some big life change. That means they’re motivated, and eager to get all the way to the closing table. According to the latest data from Redfin, only about 1 in 7 pending sales are falling through. Meaning the vast majority make...

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One Number Could Change Everything About Your Next Move

Written by Marathon Florida Keys Mortgage on August 27, 2026. Posted in Downsize, Equity, For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Move-Up, Selling Tips.

When’s the last time someone told you what your house is worth? Not what some online valuation tool guessed. Not what your neighbor’s house sold for. What yours is actually worth right now. For a lot of homeowners, it’s been years. And if you’ve been thinking about moving, but higher home prices or mortgage rates have made you hesitate, here’s why it’s time to take a second look at that number. Your House May Be Worth More Than You Think Home values have climbed significantly over the past 5-10 years. And even though today’s market is more balanced, homeowners...

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Higher Rates Could Actually Help Housing Supply – Here’s How.

Written by Marathon Florida Keys Mortgage on August 27, 2026. Posted in For Buyers, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move. But that may be about to change. Here’s why your pool of options may actually start ticking back up again. Growth Has Slowed, But It Hasn’t Stopped Active listings were up 2.1% year-over-year in July, according to Realtor.com. Back in January, inventory was up 10%. And in May of 2025, it was up 31.5%. So, growth has cooled off a lot over the last year. The past 3 months, though, have all seen inventory growth land in...

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The Kind of House Buyers Are Willing To Pay More For

Written by Marathon Florida Keys Mortgage on August 27, 2026. Posted in Downsize, For Sellers, Home Prices, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you’ve been using for storage. To you, it’s extra space. But to a growing pool of buyers, it’s the reason they’d pick your house. Here’s why. Multi-generational homebuying is on the rise. Millions of Families Are Living Multi-Generationally The number of multi-generational households is climbing. That’s when 3 or more generations live under one roof. And data shows those households grew from 3.2 million to almost 4 million between 2014 and 2024,...

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Who Has the Upper Hand in Today’s Housing Market?

Written by Marathon Florida Keys Mortgage on August 14, 2026. Posted in Buying Tips, For Buyers, For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they’ll still get top dollar. The interesting thing is… both can be right at the exact same time. It just depends on where you live. That’s because today’s housing market isn’t moving in one direction anymore. Some markets clearly favor buyers. Others still favor sellers. But most are sitting somewhere in the middle. And knowing which market you’re actually in can completely change the strategy you use to buy...

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Here’s Why Mortgage Rates Are What They Are Right Now

Written by Marathon Florida Keys Mortgage on August 14, 2026. Posted in Affordability, Economy, For Buyers, For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

If you’re waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there’s a number working behind the scenes that’s actually good for you right now. It’s called the spread, and once you understand it, you may see today’s rates in a whole new light. The Pattern That’s Held for 50+ Years For starters, mortgage rates don’t move on their own. They tend to follow the 10-year treasury yield, a number tied to how investors feel about the economy. It’s not an exact science, since plenty of other factors can...

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Home Price Growth Slowed Down. That May Be Changing.

Written by Marathon Florida Keys Mortgage on August 14, 2026. Posted in Buying Tips, For Buyers, For Sellers, Home Prices, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

After more than a year of headlines talking about how home prices are going to crash, the latest data shows that price growth may be starting to pick back up again. And depending on whether you’re buying or selling, that shift means something different for you. The Numbers May Be Starting To Turn For the past couple of years, home price growth has been moderating – cooling from around 7% in mid-2024, according to Redfin (see graph below). But look at the right side of that graph. The pace of that growth appears to have hit its low point and started to turn. While a couple months of data...

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The House That Started It All Could Kickstart What’s Next

Written by Marathon Florida Keys Mortgage on August 14, 2026. Posted in Equity, For Sellers, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Move-Up, Selling Tips.

Remember how exciting it was to buy your first place? It felt like crossing a long-awaited finish line. It gave you a place to build your life. Maybe it’s where you lived when you got married. Or where you welcomed a child or a pet into the family. But that was just the beginning. For most people, your first house was never meant to be your forever home. It’s a stepping stone for what comes next. And if your life looks different today than it did when you got the keys, you’re not stuck. Moving may be more realistic than you think. Starter Home Inventory Is Still Relatively Low If...

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Selling a Luxury House? Here’s Why Now Is a Good Time

Written by Marathon Florida Keys Mortgage on August 14, 2026. Posted in Downsize, For Sellers, Home Prices, Luxury / Vacation, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips, Senior Market.

If you own a luxury house, you’re in a stronger spot than most sellers right now. While much of the market has cooled, the high-end tier hasn’t. Sale prices and buyer demand are both up. So if you’re considering selling, now could be a great time to make your move. Luxury Is Leading on Price Let’s start with prices. But before we get into it – what actually counts as a luxury home? Generally, these are homes in the top 5% price range for the area, so it varies depending on where you live. But what’s interesting is that according to the latest data from Redfin, sale prices...

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Stay or Sell? How To Make the Right Call as You Age

Written by Marathon Florida Keys Mortgage on April 29, 2026. Posted in Agent Value, Downsize, For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips, Senior Market.

At some point, as you start thinking about the years ahead, this question tends to come up: “Could I stay here long-term… or would it make more sense to move?” It’s not always urgent. It often shows up in small moments, like going up and down the stairs, keeping up with the maintenance, or just thinking about what the next chapter of your life might look like in this home. And for most people, the answer is simple. They want to stay. The USC Leonard Davis School of Gerontology found about 90% of adults over 65 prefer to stay in their homes as they get older (see below): But even if staying...

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Your House Hasn’t Sold Yet. Should You Rent It Out Instead?

Written by Marathon Florida Keys Mortgage on April 6, 2026. Posted in For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

When your house sits on the market longer than expected, it can get frustrating fast. You start asking: what now? And for a growing number of homeowners, that turns into: should I just rent it instead? While it sounds like a simple backup plan, becoming “accidental landlord” is actually a much bigger decision than most people realize. That’s when someone planned to sell, didn’t get the price or traction they hoped for, and decided to rent the house out instead. And lately, that’s happening more often. Why the Number of Accidental Landlords Is Rising If you’re faced with the same...

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Don’t Let Home Prices Headlines Fool You

Written by Marathon Florida Keys Mortgage on April 1, 2026. Posted in For Buyers, For Sellers, Home Prices, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about home prices. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need. The truth is prices are going to vary depending on where you live. But they’re not crashing. Here’s what you need to know. The Local Perspective: Home Price Trends by Area The biggest thing feeding into the confusion online is how different home price trends are by area right now. Take a look at this data from ResiClub and Zillow (see...

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The Remodel You’ve Been Dreaming About May Be Closer Than You Think

Written by Marathon Florida Keys Mortgage on March 23, 2026. Posted in Equity, For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

That kitchen you’ve been mentally redesigning… The bathroom that really needs a refresh… Or the outdoor space you keep saying you’ll get to someday… What if you already have what you need to finally make it happen? Because a growing number of homeowners are realizing just that. Homeowners are expected to spend over $522 billion on home improvements by the end of 2026 – and they’re not draining their savings accounts to get it done. Many are using their home equity. And if you’ve owned your home for 10+ years, there’s a chance you could use your equity to fund some home...

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The #1 Reason Buyers Walk Away (And How To Get Ahead of It)

Written by Marathon Florida Keys Mortgage on March 16, 2026. Posted in Agent Value, For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise – and has recently reached a high not seen since 2017. That can sound intimidating. But it varies a lot by market. And here’s the key thing to understand if you want to sell. A lot of the time, there’s one common cause. And it’s something you can actually control. Here’s what you can do to get ahead of the biggest dealbreaker before it ever becomes a problem. The Top Dealbreaker: Issues That Pop Up During the Inspection A Redfin survey shows over 70% of recently cancelled...

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One Key Sign We’re Not Headed for a Wave of Foreclosures

Written by Marathon Florida Keys Mortgage on March 12, 2026. Posted in For Buyers, For Sellers, Foreclosures, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008 – specifically to what happened to the market during the housing crash. So, let’s do exactly what your brain already wants to do, and see if there’s any connection there. The simple truth is foreclosure filings are rising. But they’re nowhere near crisis levels. And that’s not where they’re headed either. Here’s why. Take a look at serious delinquencies – loans where the homeowner is more than 90 days late on their mortgage payments. While those have increased slightly, data from the New York Fed...

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If Your House Isn’t Getting Offers, Read This.

Written by Marathon Florida Keys Mortgage on March 11, 2026. Posted in Agent Value, For Sellers, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Price It Right/Overpricing, Selling Tips.

Online searches for “can’t sell house” just hit an all-time high according to Google Trends. So, if your house has been sitting on the market without any bites, you’re not the only one. But it’s also not the end of the road. Homes are selling every day, so you can turn this around. You just need to take another look at your approach. If you’re feeling this pain, know this: an online search engine isn’t where you should go for your answers. It’s much better to talk to your agent. Because a search engine doesn’t know your market or your house. But your agent does. While a quick search...

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