Category: Infographics

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What You Need To Know About Pre-Approval

Written by Marathon Florida Keys Mortgage on March 14, 2025. Posted in Buying Tips, For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights Before you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage. Pre-approval is when a lender checks your finances and decides how much you’re qualified to borrow for your home loan. This helps you determine your budget and makes your offer stand out for sellers. ?Connect with a trusted lender to get the process started.

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Do You Know What Your House Is Really Worth?

Written by Marathon Florida Keys Mortgage on March 7, 2025. Posted in Equity, For Sellers, Home Prices, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights Over the past 5 years, home prices have risen dramatically. If you own a home, that means your house may be worth a lot more than you think. ? Nationally, prices are up nearly 60% since 2019. ?And, if selling has been on your mind, you can use that bigger-than-expected return to power your next move. If you want to know how much your home is worth in today’s market, reach out to a local agent.? The number may surprise you.

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Is It Better To Rent or Buy a Home Today?

Written by Marathon Florida Keys Mortgage on February 28, 2025. Posted in For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Rent vs. Buy.

Some Highlights A study shows that 70% of prospective buyers fear the long-term consequences of renting. And here’s why.? Rent usually rises over time and that can make it harder to save up to buy a home. But when you buy, you can stabilize your housing expenses and grow your net worth as home values rise. While renting may be the less expensive option in some markets, it can’t match the long-term benefits of homeownership. What’s your #1 reason for wanting to buy?

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Should I Update My House Before I Sell It?

Written by Marathon Florida Keys Mortgage on February 21, 2025. Posted in For Sellers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Some Highlights With more homes for sale and buyers being more selective, it’s smart to make strategic updates.? But how do you decide what’s worth doing? ?You lean on an agent. An agent will be able to tell you what buyers want, quick wins that’ll have a big impact, and what projects have the best ROI. What projects are on your to-do list before selling? With only a month left before spring, connect with a local agent so you know what’s worth the time and effort.

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Why You’ll Love Owning a Home

Written by Marathon Florida Keys Mortgage on February 14, 2025. Posted in First-Time Buyers, For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights Owning a home comes with many benefits, both non-financial and financial. From the sense of accomplishment and freedom of expression, to growing your net worth, it’s easy to fall in love with homeownership. What’s the top reason you’d love to own a home? Connect with an agent to come up with a plan that makes it possible.

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Why Buying a Home Now Is Your Winning Play

Written by Marathon Florida Keys Mortgage on February 7, 2025. Posted in Buying Tips, For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights You may be sitting on the sidelines wondering if it’s better to buy now or wait. But buying before the spring rush may be a game-changing decision.? Moving this winter can give you significant advantages, like less competition, more negotiating power, and lower prices. If you’re able to buy now, stay ahead of the game and outrun the competition. To tackle your homebuying plans this year, connect with a local agent.?

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Time in the Market Beats Trying To Time the Market

Written by Marathon Florida Keys Mortgage on January 31, 2025. Posted in Equity, Forecasts, Home Prices, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights Are you torn between whether to buy a home now or wait? Consider this. Forecasts show prices will climb for ?at least the next 5 years. If you wait, the price of a home will be higher later on. But, if you buy a $400K now, you could gain roughly $83K in equity as prices rise. If you’re able to buy now, this equity is one reason why it’ll be worth it in the long run. Connect with an agent if you’re ready to talk through ways we can make it happen.

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What To Do If Your House Didn’t Sell

Written by Marathon Florida Keys Mortgage on January 24, 2025. Posted in For Sellers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Some Highlights Last year, as many as 1 in 3 sellers took their home off the market because it wasn’t selling. If this happened to you too, you don’t need to be embarrassed. What you need are answers. And a local real estate agent can help with that by seeing if it was priced too high, needs some repairs, or didn’t get the right exposure. If you still want to move, connect with an expert agent to come up with a new strategy. Together, you can get your house sold.?

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2025 Housing Market Forecasts

Written by Marathon Florida Keys Mortgage on January 17, 2025. Posted in Home Prices, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

Some Highlights Wondering what to expect when you buy or sell a home this year? Here’s what the experts say lies ahead. Mortgage rates are projected to come down slightly. Home prices are forecast to rise in most areas. And, there will be more homes available for sale. Want to know more about what this could mean for your plans this year? Connect with a local agent to discuss your 2025 goals.

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How Mortgage Rates Affect Your Monthly Payment

Written by Marathon Florida Keys Mortgage on January 10, 2025. Posted in Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

Some Highlights Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn’t try to time the market. Instead, it’s better to focus on how even a small change impacts your future mortgage payment. As rates come down, even a little bit, your monthly payment on your next home will too. Want to see what this looks like at a different price point? Connect with an agent or lender.

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Get Ready To Buy a Home in 2025

Written by Marathon Florida Keys Mortgage on January 3, 2025. Posted in Buying Tips, For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights If buying a home is on your goal sheet this year, here’s how to make it happen. Focus on improving your credit, planning for your down payment, getting pre-approved, and prioritizing your wish list. But first, connect with a trusted agent and lender so you have expert advice every step of the way.

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Why More Sellers Are Hiring a Real Estate Agent

Written by Marathon Florida Keys Mortgage on December 27, 2024. Posted in Agent Value, For Sellers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights More homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side. Without an agent’s help, tackling pricing, staging and repairs, paperwork, negotiation, and more can be a real headache. Selling without a pro isn’t worth the hassle. Connect with an agent to see if you’d work well together.

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Why This Winter Is the Sweet Spot for Selling

Written by Marathon Florida Keys Mortgage on December 6, 2024. Posted in For Sellers, Infographics, Inventory, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights Thinking about selling your house? Here are a few reasons why you may want to do it this season. Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out. While inventory is higher this year than it’s been in the last few winters, you’ll still be in this year’s sweet spot.

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Investors Are Not Buying Up All the Homes

Written by Marathon Florida Keys Mortgage on November 29, 2024. Posted in Economy, For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.? Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street. No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Connect with an agent if you have questions.?

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How To Get Your House Ready To Sell in 2025

Written by Marathon Florida Keys Mortgage on November 22, 2024. Posted in For Sellers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Some Highlights If you’re planning to list your house in 2025, it’s already time to start working on any repairs. But where do you start? Your local agent will be able to help you prioritize projects that will help you get the best return on your investment and appeal to what today’s buyers really want. If your goal is to sell your house next year, connect with an agent so you know what to start working on now.

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The Big Difference Between Renter and Homeowner Net Worth

Written by Marathon Florida Keys Mortgage on November 15, 2024. Posted in Equity, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Rent vs. Buy.

Some Highlights If you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership. Unlike renters, homeowners gain equity as they pay their mortgage and as home values rise. That’s why, on average, a homeowner’s net worth is nearly 40x higher than a renter’s. Connect with an agent if you want to learn more about the financial benefits of homeownership or the programs that can help make buying possible.

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Why You Need an Agent To Set the Right Asking Price

Written by Marathon Florida Keys Mortgage on November 8, 2024. Posted in For Sellers, Home Prices, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Selling Tips.

Some Highlights The #1 task sellers struggle with is setting the right asking price for their house. Without an agent’s help, you may set a price that turns away buyers and takes a long time to sell. To make sure your house is priced right, connect with a local agent. Because if the price isn’t compelling, it’s not selling.

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Q&A: How Do Presidential Elections Impact the Housing Market?

Written by Marathon Florida Keys Mortgage on November 1, 2024. Posted in Economy, Home Prices, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

Some Highlights Even if you’re not looking to move right away, you may have questions about how the election will impact the housing market. When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election. The facts show Presidential elections only have a small and temporary impact on the housing market.

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Debunking Scary Myths About Buying a Home

Written by Marathon Florida Keys Mortgage on October 25, 2024. Posted in For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights There are a number of scary myths about homebuying in today’s market. Here’s what you need to know. Prices are not expected to crash, it is possible to buy even with student loan debt, and there are programs that can help you save for a down payment. Don’t let scary myths delay your homebuying plans. Connect with an agent so you have a pro to help you separate the facts from your fears.

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Why Buying Now Is Worth It

Written by Marathon Florida Keys Mortgage on October 18, 2024. Posted in Buying Tips, Equity, For Buyers, Forecasts, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage.

Some Highlights You may be torn between buying a home now or waiting. But don’t forget to factor in the equity you’ll gain as prices rise. Experts forecast prices will climb over the next 5 years – and based on those forecasts, you could gain about $90k in equity in that time. So, you could wait, but you’ll miss out on a lot of equity if you do. If you’re ready and able to buy, let’s connect so you can start growing your wealth now.

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Buying Beats Renting in These Top Cities

Written by Marathon Florida Keys Mortgage on October 11, 2024. Posted in For Buyers, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Rent vs. Buy.

Some Highlights Based on a recent study, in 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment. Make sure you work with a pro who can help you crunch the numbers and see how your city stacks up. This may be your opportunity to forget renting for good. If you want to see which option makes the most sense in your area, connect with a local agent.

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The Top 3 Reasons Affordability Is Improving

Written by Marathon Florida Keys Mortgage on October 4, 2024. Posted in Affordability, Home Prices, Infographics, Marathon FL Mortgage, Marathon Florida Keys Mortgage, Mortgage Rates.

Some Highlights Affordability is based on three key factors: mortgage rates, home prices, and wages. And today, it’s improving quickly as rates come down, prices level off, and wages climb. If you put your search on pause because it was too expensive to buy, connect with an agent to talk about why now may be the perfect time to jump back in.

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